Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, and the schema already documents both parameters with types, minimums, and descriptions. The description merely repeats 'Inputs: COGS, average inventory value' without adding syntax, format, or meaning beyond the schema, so the baseline 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.