Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, openWorldHint=false and destructiveHint=false, so the safety profile is covered. The description adds that it returns an estimated cost range and lead time, but says nothing about accuracy caveats, carrier coverage, or rate limits beyond what is implied by 'Estimate'.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.