Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so the safety profile is well covered. The description adds domain context (French inheritance tax) and enumerates return fields, but does not go beyond the output schema or annotations in any meaningful behavioral way.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.