Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, and an output schema exists, so the safety and return-value burden is lifted. The description adds only 'Returns true hourly cost', which is redundant with the output schema, and no computation assumptions (e.g., how charges_pct is applied).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.