Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the safety profile is covered. The description's return-shape listing is largely redundant with the existing output schema and it discloses no edge-case behavior (e.g., validity ranges for heat index). With annotations carrying the safety burden, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.