Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive and closed-world, and this is a pure calculation, so the safety profile is fully covered. The description adds that the result is an estimate with a formula and note, but that overlaps with the output schema rather than revealing new behavior such as whether rates are region-specific or fixed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.