Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, open-world), so the bar is lower. The description adds genuinely non-structured facts: pricing at $0.003/call or a Carry key, and that binning is by UTC weekday. It stops short of explaining what the response actually contains beyond the cryptic 'collapses_on_weekend' token.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.