Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does well: it discloses per-call cost ($0.05 USDC), the payment flow (returns x402 payment requirements, wallet executes payment), and the response shape (single fused response with an aggregated signals list). It omits rate limits, failure behavior, and per-signal error handling, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.