Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description usefully adds two behaviors annotations cannot carry: omitting a chapter returns the chapter list instead of notes, and the response includes answer keys. The trailing "Cheap" hints at cost, a genuine extra signal.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.