Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent and non-destructive, so safety is handled. The description adds real behavioral context beyond that: it discloses the fallback path (generated questions when no curated set exists) and the cost of that path ('slower'), which is latency information an agent can act on.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.