Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only indicate that the tool is not read-only and not destructive. The description adds meaningful behavioral context: paused schedules stop generating invoices, due periods continue accumulating, and resuming later back-bills them. This goes beyond structured fields, though it does not cover repeated-pause or error behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.