Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and closed-world scope, so the safety profile is covered. The description adds behavior beyond that: the result ordering ('worst first'), the per-currency aggregation, and the free/no-cost trait, none of which are in the structured fields. It stops short of describing pagination or result size limits, which is the only missing behavioral note.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.