Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=false, so safety behavior is covered. The description adds useful behavioral context beyond annotations: the bundled CPI-U series coverage from 1913 through the latest full year, the 120-year-per-call limit, and CSV download availability.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.