Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuinely new behavioral context: the output is a single-page PDF, the layout is a habits x days grid, and scope exclusions clarify it produces a static artifact rather than a tracking service. No auth, limits, or file-return details are given, but those are minor for a local generation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.