Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive, closed-world behavior, yet the description still adds substance: the output range 'frets 0 to 9', that it returns shapes and easy open chord counts, and the clarification that ease counts chord names rather than fingerings. That output-shape context goes beyond the annotations and schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.