Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld and non-destructive, so the safety profile is covered. The description adds real value beyond them: it discloses what comes back (source-backed institution records, office contacts, enriched coverage, record links) and warns that results are directory entries that may not reflect current officials or exact boundaries. It does not mention result caps or pagination behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.