Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, openWorld, so the safety profile is covered. The description still adds real behavior: the enumerated supported years, the hard-fail (not fallback) semantics for unsupported years, and the presence of calculation caveats and record links. No auth or rate-limit context, but the error contract is the important disclosure here.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.