Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose one meaningful behavioral trait: the response is private and secret-bearing, so it must not be shared. It still omits what happens on a bad secret, whether reads are rate limited or logged, and whether the projection is deterministic.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.