Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does well: it discloses the exact shape of the returned data, distinguishes 'accept' from 'refused' with sample reason codes (signature_invalid, rate_limited), and notably declares 'Never their URLs or secrets,' which prevents an agent from attempting to extract sensitive values. It does not cover ordering, pagination/volume limits, or permission requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.