Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false and idempotentHint=false; the description's real added value is the state transition to pending_owner_confirmation, which explains the effect of the write. It does not say what happens when the formation is in the wrong status (error vs no-op), nor what authorization the caller needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.