Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, openWorld, non-destructive), and the description goes well beyond them: matching semantics (English short names and fund names only, not full legal names), normalization rules (全半形, 台/臺), coverage limits (TWSE listed only, no OTC), and the data source. That is exactly the extra behavioral context an agent needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.