Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so 'Read-only operation' merely restates structured data. The only added behavioral value is 'currently active', which hints that inactive/stored-but-unused preferences are excluded from the result.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.