Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The only real parameter, idempotency_key, is fully documented in the schema (100% coverage), so the baseline would be 3. But the description instead introduces 'agent_wallet optional, on the receipt' — a field that does not exist in the schema, which sets additionalProperties false. That reference is at best confusing and at worst misleading about what the agent should send.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.