Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only supply destructiveHint=true, so the description carries most of the burden, and it does disclose two important traits: a real completion is executed (not a dry-run or a routing recommendation) and a routing API key with the sk-ss- prefix is required. It stops short of explaining billing/cost implications, rate limits, or what happens on routing failure, which matters for a tool flagged destructive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.