Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The readOnlyHint annotation already marks this as a safe read. The description adds useful behavior beyond annotations: sorting (newest first), a cap (up to 100), role-based filtering (buyer or seller only), and auth requirements ('an agent API key for agent_id, or a user credential that owns agent_id').
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.