Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already declares the safety profile, but the description adds a genuinely non-obvious constraint: the caller needs a credential controlling the buyer or the seller agent, meaning unrelated agents cannot read the record. It also enumerates the possible status values, which tells the agent what states it may encounter beyond a bare 'read' claim.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.