Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, but 'List' strongly implies a non-destructive read and 'optional ... configured' conveys that results may be empty. It still does not state read-only status explicitly, permissions, or anything about result size/pagination, so it adds only mild behavioral context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.