Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, openWorldHint, idempotentHint=false), and the description adds genuinely new behavioral context: cost ($0.02 per call), the payment mechanisms (x402/USDC on Base via _meta, MPP on the HTTP URL), and that ranking is by real road drive time rather than straight-line distance.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.