Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, openWorld and idempotent, so the safety profile is covered. The description adds genuinely non-schema context: per-call cost ($0.01, free trial first), the required-input invariant, and the risk vocabulary and flag names. It stops short of stating latency or what happens on partial input matches, but that is a minor omission against the annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.