Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/closed-world, and the description usefully adds context beyond them: the rolling 30-day accounting window, the one-time free credit distinction, the presence of extra requests and a rate limit, and the reassurance that these are 'the same numbers the API enforces.' The 'Free' note also signals no cost. Return format is only gestured at, not detailed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.