Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, so the safety profile is covered. The description adds useful behavioral context beyond that: it specifies the sort order ('newest first') and enumerates the returned invoice fields, which helps an agent set expectations for the output. It does not mention pagination or result limits, but those are minor for this kind of read-only list.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.