Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of behavioral disclosure. It transparently explains the tool's verification action and the inherent limitation that conclusions depend on not having the producing install's keys, which is valuable context. However, it does not explicitly state whether the operation is read-only, whether it can fail or throw errors, or what happens if the receipt is invalid – though these may be partially covered by the output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.