Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, openWorldHint=false), so the bar is lower. The description adds useful retrieval semantics — that it is BM25-ranked rather than semantic — which affects how results should be interpreted, but says nothing about pagination or result-count behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.