Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld and non-destructive, so the safety profile is covered. The description adds meaningful context beyond that: 'free, no key' tells the agent no authentication is required, which is not in the annotations. The list of returned fields is useful but partly redundant with the existing output schema, keeping this short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.