Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/openWorld/idempotent/non-destructive, so the safety profile is covered. The description adds genuinely useful non-annotation context: the service is "free, no key," which tells the agent no auth setup is needed. It omits rate limits or pagination behavior, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.