Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and openWorld, so the safety profile is covered. The description adds real operational context beyond them: the COMPANIES_HOUSE_API_KEY requirement (auth) and that a free key suffices, which an agent needs before calling.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.