Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover only read-only/open-world status; the description adds substantial behavior beyond them: title ordering, page mechanics (next_offset/limit/offset), empty-result semantics (empty list with has_more=false), ~5-minute caching, per-IP rate limiting, and 5xx retry guidance. This is well above the annotation baseline.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.