Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does real work: it discloses the pricing model ($0.01 USDC on Base via x402) and a free-tier rate limit (3 calls/day per caller), which an agent must know before calling. It also enumerates the return fields, though it says nothing about JS-rendered pages, redirects, or failure behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.