Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description still discloses a lot: the data source and its fallback chain (GeckoTerminal, then DefiLlama), the payment mechanism and price, and the per-caller free quota. What it omits is behavior on failure or missing tokens (unknown token, no liquidity, stale data), which matters for an agent relying on a price.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.