Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (non-read-only, non-destructive, not idempotent), and the description adds meaningful beyond-schema behavior: a real message leaves the system to a human, owner consent is required, and repeated calls re-send. The lack of any note on link expiry or what a re-send does to an existing verification is the only gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.