Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (not read-only, not destructive, not idempotent, closed-world), and the description adds real behavioral context the annotations do not: rows are retained until loaded or 7 days, and the link itself expires after 7 days. It stops short of describing what happens if a link is regenerated or how the link is returned, but the retention/expiry disclosure is substantive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.