Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations: discloses a $0.005 x402 payment in USDC on Base, that the settlement receipt becomes the claim's proof, the 24h rate limit, and the decay timeline (ALIVE → LIKELY ALIVE → UNTESTED after 14 days). None of that is derivable from readOnlyHint/idempotentHint alone.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.