Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It clearly discloses what the tool returns, that it combines six datasets, that Pro tier is required, and where to obtain the API key. It does not discuss rate limits or error behavior, but the main operational requirements are transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.