Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
With a complete schema, output schema, and annotations, the description fills the remaining gaps: cost, payment rail, and data source. 'Recent' is not precisely time-bounded, but the output schema and limit parameter make this acceptable for selecting and invoking the tool correctly.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.