Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/openWorld, so the safety profile is covered. The description adds the material behavioral fact those annotations cannot express: the call is paid (0.01 USDC via x402 across Solana, Base, Polygon, Arbitrum, Arc), which is a real precondition for invocation. It says nothing about rate limits or failure behavior, but the output schema covers return shape.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.