Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive behavior. The description adds valuable non-obvious context: the per-call cost of 0.005 USDC, the x402 payment mechanism, and the Helius DAS backend. This exceeds what the annotations alone provide without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.