Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, openWorld), and the description adds genuinely non-derivable context: a 0.02 USDC per-call charge via x402, payable on five named chains. That payment requirement is exactly the kind of operational fact an agent must know before calling. It stops short of disclosing result limits or failure modes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.