Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), so the bar is lower. The description adds genuinely new behavioral context: a per-call cost of 0.005 USDC via x402 across five named chains, which is not derivable from annotations or schema and materially affects invocation decisions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.