Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), so the bar is lower; the description goes beyond them by disclosing a concrete payment requirement: 0.02 USDC per call via x402 on Solana or Base. It does not mention rate limits or latency, but the paid-call detail is meaningful operational context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.