Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, openWorld, idempotent, non-destructive), so no caveats are needed there. The description adds important supplementary behavior: a 0.03 USDC per-call cost paid via x402 on Solana or Base, and the flagging of the worst off-hours window. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.